Buy to Let Finance Deal of the Month

How many different buy to let mortgages are there on the market today? Well, it’s anybody’s guess but the most recent figure I came across was around 2,000 different BTL mortgages, and they are being offered by up to (an estimated) 100 different lenders. All of those products, and all of those lenders, will have…

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Finding Finance For Your Refurbs Can Be Tricky – Here’s The Solution

If you are buying properties to refurb, and I think you should be so you can add value, most buy to let lenders want the property to be lettable from day 1. So getting finance can be tricky, if not impossible, for the types of properties we want to buy. Here’s the solution. This product gets around that by…

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It’s Back! One-on-one Pay for a Day Mentoring With Peter

I haven’t made myself available for one-on-one mentoring for about 18 months; I honestly thought it was time to take a well, earned breather (after all, to do the job properly the consultations can be quite intense, and time consuming). But I’ve had so many people asking, urging and even begging me to meet them,…

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Why and How to do your Due Diligence

In this episode of Property Spotlight I begin to cover Due Diligence, an important facet of being an Investor in any asset- not just Property! When buying any property investment, you need to know what you are buying and WHY you are buying it. So what should you look for, and what should you think…

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Life Is A Game, Play It!

TGIF Investors! This afternoon I talk about a quote sometimes attributed (falsely or maybe not?) to Mother Teresa- regardless of its actual source- the message is clear- get out and do what you need to do to succeed. Many investors I talk to feel like they took too long to get started and regret not…

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How to Create Capital Value Growth Using FORCED APPRECIATION

Forced Appreciation is one of the best “tricks” and techniques we have as investors in the Property Industry. You can’t control the market and whether property prices increase, but you can add value. In this video I briefly explain the concept and how it can make us successful! Here’s to successful property investing! Peter Jones…

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What Caused This Crack and Does it Matter?

What caused this crack in the Property? A possible investment is made unfeasible by this crack, any refurbishment and renovation will likely cost more to fix than our return. Here’s to successful property investing! Peter Jones B.Sc FRICS Chartered Surveyor, author and property investor www.ThePropertyTeacher.co.uk PS. By the way, I’ve rewritten and updated my best-selling…

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Should I Buy and Use The BRR Model AWAY From Home?

The final part of Sam’s question, whether he should invest locally or in a different part of the country, and whether the BRR model is right for him. This is a big dilemma for many investors. Should I keep it local? But what if local is really expensive? And isn’t it easier to recycle and…

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Why Borrowing Other People’s Money Makes Buy to Let Property Even More Exciting

This week we look at borrowing, with other people’s money! Your ability to invest in Property using your time and effort and someone else’s cash! Property investing, including buy to let, works better when you use someone else’s money – it greatly increases the returns on your own money invested. Here’s to successful property investing!…

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My Biggest MISTAKE In Property

In this video I talk about a painful Property experience I had in 2005 with buying abroad and why I got over it. Here’s to successful property investing! Peter Jones B.Sc FRICS Chartered Surveyor, author and property investor. http://www.ThePropertyTeacher.co.uk PS. By the way, I’ve rewritten and updated my best-selling e-book, The Successful Property Investor’s Strategy…

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How to Use Gearing to SUPERCHARGE Your buy to Let Property Returns

In this video I talk all about ‘Gearing’, a really powerful tool in the Property Investor’s repertoire, and how to use it to SUPERCHARGE your buy to let property returns. When you truly understand the power of gearing, you’ll truly understand the power of property investing. For more information about this subject please check out…

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Should I Buy Property From My Own Family to Save Fees?

In this video I answer the third part of Sam’s question and whether he should consider buying a home from his wife’s family to avoid agency fees, and how tracking your credit score can help you invest. In my opinion successful property investing comes down to looking at the bigger picture and doing whatever will…

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All About Buy To Let Finance And How to get It

FREE 50 Page Special Report To download your FREE copy please CLICK HERE (No email required) If judged by the numbers alone, buy to let has been hugely successful with almost 2 million buy to let mortgages being lent since 1996. With the property market now in recovery the number of buy to let loans…

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Does The Time Of Year Make Any Difference?

A great question I have been asked is does the time of year make any difference to buying and selling in property. Well, you would think that it shouldn’t, but it does. Two of the best times to buy if you are an investor is around Christmas time, the run up to Christmas and just…

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What is the Modern Method of Auction?

Sometimes when you go onto Rightmove or Zoopla looking for properties you will see that a property has been sold subject to the modern method of auction. I am sometimes asked ‘what does that actually mean?’, which is a great question because it is kind of like a hybrid approach to a property auction. First…

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Net Yield Explained

A question I am sometimes asked is ‘what is net yield and how does that differ from gross yield?’. In an earlier post we thought about gross yield which is basically the rent divided by the purchase or the value times 100. A very basic assessment of the return that you are going to get…

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Is There Only One Way to do Buy to Let?

A question I am sometimes asked is ‘is there more than one way to do buy to let?’. It all depends on how you define buy to let. If you define buy to let as buying a property and putting a tenant in then that could cover HMOs (Houses of Multiple Occupation), it could include…

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Leafleting For DEALS

I have had a question from Adam who was asking about leafleting. He was specifically saying have I ever used leaflets, the We Buy Houses Fast type leaflets, and if so what sort of success rate would I expect with my leaflets and what sort of discount would I get from a price if I…

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Bridging and Making More Deals

One of the great things about being in property today is that there are so many different ways we can raise our finance. And if you find yourself in a situation where you find yourself a fantastic refurb opportunity, but you can’t get standard buy to let lending because it needs a bit too much…

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Getting A Discount With Cash

A question that I am sometimes asked is ‘how much of a discount can I expect to get off a purchase price or off an asking price if I offer the agent cash?’. When I say offer the agent cash, I don’t mean offer the agent cash as in you’re giving them a bribe in…

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Why 100% Finance Can Make Perfect Sense

For most of us we are probably going to start building our property portfolio by vanilla buy to lets and we are probably going to fund these using buy to let finance. Buy to let finance is great. A typical buy to let mortgage is probably going to be a 75% loan to value mortgage.…

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What Do I Do If I Have No Time Or Money?

I have had a question from a young lady called Val. I’ve known Val for a while. She purchased my Quick Start Guide To Buying Your First Investment Property and The Accelerator Plan for building a portfolio, so I’ve been giving Val a little bit of advice and help. I hope she wont mind me…

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