Buy to Let Finance Deal of the Month

How many different buy to let mortgages are there on the market today? Well, it’s anybody’s guess but the most recent figure I came across was around 2,000 different BTL mortgages, and they are being offered by up to (an estimated) 100 different lenders. All of those products, and all of those lenders, will have…

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Finding Finance For Your Refurbs Can Be Tricky – Here’s The Solution

If you are buying properties to refurb, and I think you should be so you can add value, most buy to let lenders want the property to be lettable from day 1. So getting finance can be tricky, if not impossible, for the types of properties we want to buy. Here’s the solution. This product gets around that by…

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It’s Back! One-on-one Pay for a Day Mentoring With Peter

I haven’t made myself available for one-on-one mentoring for about 18 months; I honestly thought it was time to take a well, earned breather (after all, to do the job properly the consultations can be quite intense, and time consuming). But I’ve had so many people asking, urging and even begging me to meet them,…

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Why and How to do your Due Diligence

In this episode of Property Spotlight I begin to cover Due Diligence, an important facet of being an Investor in any asset- not just Property! When buying any property investment, you need to know what you are buying and WHY you are buying it. So what should you look for, and what should you think…

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Life Is A Game, Play It!

TGIF Investors! This afternoon I talk about a quote sometimes attributed (falsely or maybe not?) to Mother Teresa- regardless of its actual source- the message is clear- get out and do what you need to do to succeed. Many investors I talk to feel like they took too long to get started and regret not…

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How to Create Capital Value Growth Using FORCED APPRECIATION

Forced Appreciation is one of the best “tricks” and techniques we have as investors in the Property Industry. You can’t control the market and whether property prices increase, but you can add value. In this video I briefly explain the concept and how it can make us successful! Here’s to successful property investing! Peter Jones…

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What Caused This Crack and Does it Matter?

What caused this crack in the Property? A possible investment is made unfeasible by this crack, any refurbishment and renovation will likely cost more to fix than our return. Here’s to successful property investing! Peter Jones B.Sc FRICS Chartered Surveyor, author and property investor www.ThePropertyTeacher.co.uk PS. By the way, I’ve rewritten and updated my best-selling…

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Should I Buy and Use The BRR Model AWAY From Home?

The final part of Sam’s question, whether he should invest locally or in a different part of the country, and whether the BRR model is right for him. This is a big dilemma for many investors. Should I keep it local? But what if local is really expensive? And isn’t it easier to recycle and…

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Why Borrowing Other People’s Money Makes Buy to Let Property Even More Exciting

This week we look at borrowing, with other people’s money! Your ability to invest in Property using your time and effort and someone else’s cash! Property investing, including buy to let, works better when you use someone else’s money – it greatly increases the returns on your own money invested. Here’s to successful property investing!…

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My Biggest MISTAKE In Property

In this video I talk about a painful Property experience I had in 2005 with buying abroad and why I got over it. Here’s to successful property investing! Peter Jones B.Sc FRICS Chartered Surveyor, author and property investor. http://www.ThePropertyTeacher.co.uk PS. By the way, I’ve rewritten and updated my best-selling e-book, The Successful Property Investor’s Strategy…

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How to Use Gearing to SUPERCHARGE Your buy to Let Property Returns

In this video I talk all about ‘Gearing’, a really powerful tool in the Property Investor’s repertoire, and how to use it to SUPERCHARGE your buy to let property returns. When you truly understand the power of gearing, you’ll truly understand the power of property investing. For more information about this subject please check out…

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Should I Buy Property From My Own Family to Save Fees?

In this video I answer the third part of Sam’s question and whether he should consider buying a home from his wife’s family to avoid agency fees, and how tracking your credit score can help you invest. In my opinion successful property investing comes down to looking at the bigger picture and doing whatever will…

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The BEST Way To Buy At Auction?

I am sometimes asked ‘what is the best way to buy a property at auction?’ and my answer might surprise you. This answer does not work for every case as there may be some deals where you have to buy the property while it’s in the auction on the day. But some of the very…

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When things go WRONG…

One thing that alarms me slightly is the number of people who appear to come into property with very naïve expectations that everything is always going to go well. There is something to be said for that because I’d much rather that someone is positive not negative, I’d much rather that someone’s got an optimistic…

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Does My Broker And Solicitor Need To Be Local?

Do my solicitor and mortgage broker need to be based either near me or near my properties, and the answer in both cases is no! But, let’s just think about this. Firstly, let’s deal with mortgage brokers because I think that is very easy. A mortgage broker nowadays can do most of what they need…

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Don’t Ask What To Pay A Mortgage Broker, Here’s Why!

Something I see debated a lot online is whether we should pay a mortgage broker and if we should how much we should pay. I often see on Facebook groups and forums people posting saying ‘can anyone recommend a good mortgage broker who doesn’t charge a fee?’. I must admit that when I see that…

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Getting the Right Managing Agent!

How do I choose a good property management company and what do they do? First of all, let’s clarify what that means because sometimes you will hear people refer to letting agents and you will hear people referring to managing agents and often the two are interchangeable and they do the same thing. Most letting…

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Gross Yield Explained

A question I’m sometimes asked is what is gross yield and when would I use it. And in its simplest form gross yield is the return on the property. Now, often times that’s the return ignoring costs, and the most simple way of calculating gross yield is to take the annual rent and to divide…

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Property Isn’t A Get Rich Quick Scheme!

One of the myths you’ll hear banded around about property is that it’s a bit of a scam and a get rich quick scheme. And of course, it’s neither of those things. I guess people say it’s a bit of a scam because the media like to portray investors and landlords as being bad people.…

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Successful Investors Have This BUT We Don’t Talk About It

There is a quality we need as property investors which I don’t often see discussed. In fact, I don’t think I have seen any videos on this, although maybe there are some out there that I haven’t seen. I certainly haven’t seen any training courses on this. The quality that I think that we need…

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The Responsibilities of a Landlord

I’ve had a question in from a viewer asking ‘What are the responsibilities of a landlord?’. There’s two different ways at looking at this. Firstly, from a moral point of view the responsibility of the landlord is to provide good, safe, sound, watertight, good quality properties so that the tenant can live in relative comfort.…

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Which Type of Property Should I Buy?

A question I am sometimes asked is ‘how do I know what type of property to buy?’ which is a great question. The starting point for me would be maybe a bit of a convoluted process, but I think it’s really important to get the foundations right. Firstly, sit back and consider why do I…

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