So How Do We Value Our Buy to Lets?

In this video we’re going to continue our mini-series on valuation, specifically the valuation of buy to let and residential investment property. In the last video we looked at some of the things which influence valuation and which we will need to take account of. If you missed that video, here’s the link. Here’s to…

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Do You Need a Mortgage for an HMO or a MUB?

I sometimes get messages from subscribers along the lines of “Peter, you’re great at keeping us updated about buy to let mortgage products, but what about mortgages and finance for other types of properties?” And so in this video I’m going to share details of mortgages available for HMOs (Houses in Multiple Occupation) and MUBS.…

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Do You Need Finance For Your Buy to Let Refurb?

The Return of Bridge to Let. This Bridge to Let buy to let mortgage product is offered by one of my favourite lenders. It’s a great resource if you want to buy a property using finance (a mortgage) but it requires too much of a refurb so you can’t or won’t get a standard buy…

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The BEST Way To Raise Bank Finance For Buy to Let

I’m sometimes asked what is the best way to raise finance for my buy to lets? This might sound like a flippant answer but it’s not, this is what I genuinely think. The best way to raise bank finance for buy to let is by going through a broker, you should not be trying to…

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Why Your Buy To Lets Need to be Habitable 

One of the big, big changes in property over the last 20 years is that it is now so easy to find finance for your properties. When I first started 20 years ago, buy to let mortgages had only just come in. Nobody quite knew what they were or how they worked. And it took…

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Should I use interest only mortgages or capital repayment 

Hi, Peter Jones, chartered surveyor, author and property investor.  And one of the big dilemmas and questions which I hear many property investors posing, particularly when they first come into property is ‘should I buy my properties using interest only mortgages or should I use capital repayment mortgages?’. And the received wisdom is that for…

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What is a Portfolio Landlord for Buy to Let and Why Does it Matter

Hi, Peter Jones, chartered surveyor, author, and property investor.   And I’ve been asked ‘what does it mean when you hear the banks talking about a portfolio landlord, and why does it matter?’   Well, this relates specifically to buy to let because relatively recently, within the last couple of years, the banks have been…

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What If I Have A Low Income And No Savings

I have had a question in from Michael. I have changed his name by the way, it is not his real name, because he might not want me to give away his personal details. Michael is a self-employed electrician from London and he earns roughly £20,000 a year, and he wants to get into buy…

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