Bridging and Making More Deals

One of the great things about being in property today is that there are so many different ways we can raise our finance. And if you find yourself in a situation where you find yourself a fantastic refurb opportunity, but you can’t get standard buy to let lending because it needs a bit too much…

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Getting A Discount With Cash

A question that I am sometimes asked is ‘how much of a discount can I expect to get off a purchase price or off an asking price if I offer the agent cash?’. When I say offer the agent cash, I don’t mean offer the agent cash as in you’re giving them a bribe in…

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How Do I Invest With No Money? No Money Down

This is an interesting question. Somebody has asked me ‘does no money down really exist and if it does how do I do it?’. I did a video in the past all about options which is a fantastic way of doing no money down, and it is worth a watch. One thing I have noticed…

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IGNORING Gross Yield with Buy To Let

On a back to basics video which I did recently I defined gross yield. Gross yield can be a great way of comparing properties because you can look at the return from one property and compare it with a return on another. But at its very basic level, gross return doesn’t really tell us that…

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Don’t Ask What To Pay A Mortgage Broker, Here’s Why!

Something I see debated a lot online is whether we should pay a mortgage broker and if we should how much we should pay. I often see on Facebook groups and forums people posting saying ‘can anyone recommend a good mortgage broker who doesn’t charge a fee?’. I must admit that when I see that…

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Why 100% Finance Can Make Perfect Sense

For most of us we are probably going to start building our property portfolio by vanilla buy to lets and we are probably going to fund these using buy to let finance. Buy to let finance is great. A typical buy to let mortgage is probably going to be a 75% loan to value mortgage.…

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You Don’t Have To Be Rich To Be In Property

Here’s a myth about property which you’ll hear banded about quite a lot, and that is that property investing is only for rich people, whatever rich means by your definition. Of course, that simply isn’t true. In this day and age access to finance is so readily available that most people could probably invest in…

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Is NO Money Down Really Illegal? And Why It’s a Strategy We Should All Learn

I sometimes see posts on forums and Facebook groups suggesting that No Money Down is illegal. When I see blanket statements like that I understand that they don’t fully understand what No Money Down (NMD) means. A simple analogy would be something like, if you saw a car that had worn brakes and had failed it’s MOT and had no insurance, and…

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The All About Property Finance Issue. Get your money here!

Over the last couple of months my mortgage broker has identified a couple of fantastic products to help accelerate your property progress. One, a bridge to let product which allows you to refurb a property with a guaranteed switch to a buy to let loan when the refurb is done, and all in one product.…

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Interest Only or Capital Repayment?

Isn’t this the age old question? It’s one of those questions where everyone either seems to have a very firm opinion, or no opinion at all. More time has been spent in the investment community  arguing over this than actually going out and looking for deals! But the reality is, like so many things in…

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