I’ve had a few questions around Stress Testing (of buy to let mortgages) and how that works.

And, of course, this is an important subject because Stress Testing in effect set’s the maximum amount we can borrow.

If you want to do Buy to Let with BRR (Buy Refurbish Refinance), it’s the stress test which means that the upper limit of value is going to be around £200,000 (this isn’t a precise figure and don’t forget each bank uses slightly different figures and so the upper limit will be different for each bank).