Buy to Let Finance Deal of the Month

How many different buy to let mortgages are there on the market today? Well, it’s anybody’s guess but the most recent figure I came across was around 2,000 different BTL mortgages, and they are being offered by up to (an estimated) 100 different lenders. All of those products, and all of those lenders, will have…

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Finding Finance For Your Refurbs Can Be Tricky – Here’s The Solution

If you are buying properties to refurb, and I think you should be so you can add value, most buy to let lenders want the property to be lettable from day 1. So getting finance can be tricky, if not impossible, for the types of properties we want to buy. Here’s the solution. This product gets around that by…

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It’s Back! One-on-one Pay for a Day Mentoring With Peter

I haven’t made myself available for one-on-one mentoring for about 18 months; I honestly thought it was time to take a well, earned breather (after all, to do the job properly the consultations can be quite intense, and time consuming). But I’ve had so many people asking, urging and even begging me to meet them,…

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Why and How to do your Due Diligence

In this episode of Property Spotlight I begin to cover Due Diligence, an important facet of being an Investor in any asset- not just Property! When buying any property investment, you need to know what you are buying and WHY you are buying it. So what should you look for, and what should you think…

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Life Is A Game, Play It!

TGIF Investors! This afternoon I talk about a quote sometimes attributed (falsely or maybe not?) to Mother Teresa- regardless of its actual source- the message is clear- get out and do what you need to do to succeed. Many investors I talk to feel like they took too long to get started and regret not…

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How to Create Capital Value Growth Using FORCED APPRECIATION

Forced Appreciation is one of the best “tricks” and techniques we have as investors in the Property Industry. You can’t control the market and whether property prices increase, but you can add value. In this video I briefly explain the concept and how it can make us successful! Here’s to successful property investing! Peter Jones…

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What Caused This Crack and Does it Matter?

What caused this crack in the Property? A possible investment is made unfeasible by this crack, any refurbishment and renovation will likely cost more to fix than our return. Here’s to successful property investing! Peter Jones (ex) Chartered Surveyor, author and property investor www.ThePropertyTeacher.co.uk PS. By the way, I’ve rewritten and updated my best-selling e-book,…

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Should I Buy and Use The BRR Model AWAY From Home?

The final part of Sam’s question, whether he should invest locally or in a different part of the country, and whether the BRR model is right for him. This is a big dilemma for many investors. Should I keep it local? But what if local is really expensive? And isn’t it easier to recycle and…

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Why Borrowing Other People’s Money Makes Buy to Let Property Even More Exciting

This week we look at borrowing, with other people’s money! Your ability to invest in Property using your time and effort and someone else’s cash! Property investing, including buy to let, works better when you use someone else’s money – it greatly increases the returns on your own money invested. Here’s to successful property investing!…

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My Biggest MISTAKE In Property

In this video I talk about a painful Property experience I had in 2005 with buying abroad and why I got over it. Here’s to successful property investing! Peter Jones (ex) Chartered Surveyor, author and property investor. http://www.ThePropertyTeacher.co.uk PS. By the way, I’ve rewritten and updated my best-selling e-book, The Successful Property Investor’s Strategy Workshop,…

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How to Use Gearing to SUPERCHARGE Your buy to Let Property Returns

In this video I talk all about ‘Gearing’, a really powerful tool in the Property Investor’s repertoire, and how to use it to SUPERCHARGE your buy to let property returns. When you truly understand the power of gearing, you’ll truly understand the power of property investing. For more information about this subject please check out…

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Should I Buy Property From My Own Family to Save Fees?

In this video I answer the third part of Sam’s question and whether he should consider buying a home from his wife’s family to avoid agency fees, and how tracking your credit score can help you invest. In my opinion successful property investing comes down to looking at the bigger picture and doing whatever will…

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Why Bridging Can Allow You to Do More Deals

One of the great things about being in property today is that there are so many different ways we can raise our finance. And if you find yourself in a situation where you find yourself a fantastic refurb opportunity, but you can’t get standard buy to let lending because it needs a bit too much…

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Should You Be Buying From Auction?

A question I am almost always asked by somebody who is just about to begin in property is ‘should I go to an auction to buy my first property?’ I guess that’s a natural question. We’ve all watched Homes Under the Hammer and it can give this idealised view of buying properties at auction and…

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Is There Only One Way to do Buy to Let?

A question I am sometimes asked is, ‘Is there more than one way to do buy to let?’. It all depends on how you define buy to let. If you define buy to let as buying a property and putting a tenant in then that could cover HMOs (Houses of Multiple Occupation), it could include…

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How To Develop a Relationship with Estate Agents

A question I am often asked is, ‘How do I build relationships with estate agents?’. Let’s start at the beginning. First of all, why would you want to build a relationship with an estate agent? The answer is that, if you follow a strategy like buy to let,  probably 90-95% or more of your deals…

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Gross Yield Explained: Buy To Let Investing

A question I’m sometimes asked is what is, “gross yield and when would I use it?” In its simplest form gross yield is the return on the property. Now, often times that’s the return ignoring costs, and the most simple way of calculating gross yield is to take the annual rent and to divide that…

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Don’t Ask What To Pay A Mortgage Broker, Here’s Why!

Something I see debated a lot online is whether we should pay a mortgage broker and if we should, how much we should pay. I often see on Facebook groups and forums people posting saying words to the effect of, ‘can anyone recommend a good mortgage broker who doesn’t charge a fee?’. I must admit…

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Do My Broker And Solicitor Need To Be Local?

Do my solicitor and mortgage broker need to be based either near me or near my properties, and the answer in both cases is no! But, let’s just think about this. Firstly, let’s deal with mortgage brokers because I think that is very easy. A mortgage broker nowadays can do most of what they need…

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How to Get the Right Managing Agent!

How do I choose a good property management company and what do they do? First of all, let’s clarify what that means because sometimes you will hear people refer to letting agents, and you will hear people referring to managing agents, and often the two are interchangeable and they do the same thing. Most letting…

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Banks Won’t Lend To Me: What Shall I Do?

A concern which I sometimes hear new investors express is what if the bank won’t lend me the money? Let’s just think about this because there are probably going to be two different reasons why a bank might not lend you the money. The very first is, they’re not going to lend you the money…

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Getting A Discount With Cash

A question that I am sometimes asked is ‘how much of a discount can I expect to get off a purchase price or off an asking price if I offer the agent cash?’. By the way, just to be clear, when I say offer the agent cash, I don’t mean offer the agent cash as…

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