Have you thought about how S24 is really going to affect you?

Even though Section (or clause) 24 was announced back in 2015, and the affects on the tax system have already started, I can  believe that some, perhaps many, buy to let property investors and landlords still have little idea how it going to affect them.   There seems to be a collective state of denial,…

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Is now the time to buy up north? is capital growth on the way?

According to the ONS (Office for National Statistics) the house price ‘north-south’ divide has narrowed.   Property prices in the north west of England have pushed on strongly, whilst prices in London (and parts of the South East) have stalled and, in patches, have even fallen back a bit.   So, as a consequence, the…

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Is The Property Market in Free Fall?

We’ve seen some dramatic headlines this week generated by the latest Rics (Royal Institution of Chartered Surveyors) UK Residential Market Survey (Oct 2017 – published 9th November 2017) which suggests that “falling property values are widespread”. Is that true, and is that what the report actually says? Well, actually, it doesn’t. But it does say…

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If the UK Population Exceeds 70m Will That Drive Property Prices?

When thinking about property prices and whether they’ll go up or down, we often think of, and quote, that economic fundamental of supply and demand. Sounds reasonable, doesn’t it? A growing population suggests and implies growing demand. If supply stays still, or grows at a lesser rate than demand, then surely property prices have to…

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Is that crack dangerous? How can I know?

When is a crack not a crack? When it’s a concern. Ok, not a great piece of humour, ironically a little like cracker humour, if you’ll forgive the pun. Joking aside, cracks in our world (of property) are worth understanding – many a deal has turned out to be a poor one because the buyer…

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Are UK Property Values Still Doubling Every Ten Years?

In the old days one of the things we loved about property was the received wisdom that property values double on average every ten years. By the old days, I mean before the credit crunch (before 2007). Although many of us talked about buying for cash flow, in our hearts of hearts, out of the…

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Is this the worst place to invest in the UK?

I’ve mentioned it before on this blog but the Hometrack City index is worth another look. Not least because it’s monthly and coincidentally the latest results popped into my inbox this morning. If you really want to know what’s happening with house process in the UK, and at a micro level, this is the index.…

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