You don’t have to run out of money

TO SIGN UP TO MY NEWSLETTER, PLEASE CLICK HERE   10 Things I’ve Learnt (Part 4)   The next thing on my list of 10 things that I’ve learnt over the last 20 years is that: “You Don’t Have To Run Out Of Money.” Or to put it another way, you don’t have to stop…

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Most Things That We Worry About In Property Actually Never Happen

TO SIGN UP TO MY NEWSLETTER, PLEASE CLICK HERE   10 Things I’ve Learnt (Part 2)   In this blog post we’re going to continue to think about 10 things which I’ve learnt over the past 20 years of investing for myself. Number two on the list is this: “Most Things That We Worry About…

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Would you like an introduction to my mortgage broker?

I get so many emails from people asking if I can recommend a good mortgage broker – and of course, I can. So, if you’re looking for a great broker who specialises in buy to let, or if you need finance for owner-occupier residential properties or are looking to get in touch with a development…

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There’s Rarely Just One Way of Doing Things

TO SIGN UP TO MY NEWSLETTER, PLEASE CLICK HERE.   10 Things I’ve Learnt (Part 1)   This is the first in a new series of blog posts in which I’m going to share with you ten things that I’ve learned over the past twenty years of investing for myself.     The very first…

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My Exit Is Death and I Want To Pay Down My Mortgages

Property and UK Tax Part 7 This week we’re going to think about “death” as our exit strategy as well as the implications of this from a tax perspective. I want to combine two statements which I often hear people say. The first is “death is my exit” and the second is “I want to…

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What Happens If I Use A Trust Fund For My Property Investments?

Property and UK Tax Part 6   Occasionally I meet property investors who are very earnest and who tell me that their main priority is to leave a legacy for their children. What they would really like to do is to set up their businesses in such a way that they could have what would…

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Where’s My Indexation Relief Gone and Does It Matter?

Property and UK Tax (Part 5)   Over the past few weeks we’ve been thinking about how holding our properties in a limited company is probably the most tax efficient route following the changes to Section 24. However, there are some challenges with this and as I’ve mentioned previously, there really is no perfect solution.…

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Should you use different companies for different property activities?

Property and UK Tax (Part 4)   This week, it’s time to think about how to structure our companies and also about SIC codes (or Standard Industrial Classification) for our property businesses. Firstly, let’s think about how to structure our business if we are to undertake various property activities. You might wonder if we could…

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Holding property in a limited company following Section 24

Property and UK Tax (Part 3) Last week we were looking at the best way to set up our property businesses prior to the changes to Section 24, and this week we’re going to give some thought to holding our properties in a limited company. Let’s first recap. In 2015, George Osborne decided to no…

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