How to Find The Very Best Buy to Let Mortgage Deals 

Hi, Peter Jones, author, property investor and ex-chartered surveyor. And in this short video I want to talk about the right way of finding the very best buy to let mortgage product or deal, because in my opinion there is one right way and there’s several wrong ways.   So, let me start with wrong way…

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Do I Need a Personal Gurantee with A Buy to Let Mortgage

A question I’m often asked is whether it’s necessary to give a personal guarantee with a buy to let mortgage.  In fact it’s often put as a statement rather than a question along the lines of “If I need to give a personal guarantee then I don’t want to apply for a mortgage”.  So I…

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What is The Buy To Let Stress Test and Why is it so Important to Us?

If you want to do Buy to Let with BRR (Buy Refurbish Refinance), it’s the stress test which means that the upper limit of value is going to be around £200,000 (this isn’t a precise figure and don’t forget each bank uses slightly different figures and so the upper limit will be different for each bank).  And this why…

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What Are The Risks With Owning a Buy to Let Property

I’ve had a great question in which is ‘what are the risks of owning a buy to let property?’.  I think it is a good question because I meet many, many would-be and new investors who, to be honest, and I mean this in a respectful way, but I think that they can be a…

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MMA? Did you know this crazy thing happens with SDLT and Mortgages

You may remember that in the last video we were talking about modern method of auction properties and the fact that the auctioneers or estate agents are going to expect you to pay a fairly chunky non-refundable deposit if you are the successful bidder.  And there’s a couple of implications of this which I think…

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What to do if You Get a Downval

A question which I often get asked, particularly by new investors is ‘Peter what should I do if I have a down valuation?’ So, the premise behind this question is that the investor has found a property which they want to buy and maybe they’re buying it with a buy to let mortgage but the…

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6 Steps To Finding and Buying Bargain Property at Auction

Hi, Peter Jones, author, property investor, and ex-chartered surveyor.  One of the questions which I’m asked all the time, particularly by new property investors is ‘Peter should I be going to auctions to buy my properties?’ Well, to be honest there is no quick and simple answer to that because there’s a lot more to…

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